Introduction

In a world that often separates finances from personal well-being, Flourish Financially offers a different path. Co-founded with my friend & business partner Minna Schmidt, Flourish Financially bridges the gap between financial know-how and emotional resilience, using principles from positive psychology and evidence-based financial coaching.

For women navigating transitions, financial challenges, or simply looking to enhance their relationship with money, this program is designed to help you take control of your financial journey in a way that aligns with your deepest values.

Where It All Began: The Gap in Traditional Financial Coaching

Minna and I came together after observing a disconnect in how traditional financial coaching addressed financial well-being. Most financial coaching zeroes in on technical aspects like budgeting, debt management, and investments.

But financial struggles often go beyond the numbers, influenced by deeper fears, values, and aspirations. For many, money is not just a tool but a deeply personal expression of identity and purpose.

In traditional life coaching, on the other hand, we saw an approach that sometimes avoided the material aspect of finances altogether, focusing instead on emotional well-being or abstract concepts of “detachment” from financial worries.

But what about those who feel burdened by their financial situation, who long for financial freedom, stability, and even growth? We wanted to address finances in a way that integrated practical financial planning with emotional resilience, creating a safe, supportive space for women to explore their financial well-being.

A Holistic Vision of Financial Health

At Flourish Financially, financial health goes far beyond being debt-free or reaching financial independence. True financial health means understanding the deeper motivations behind our financial choices, cultivating resilience, and nurturing self-awareness.

This approach allows us to address life’s financial challenges not just as obstacles, but as opportunities for personal growth.

In Flourish Financially, we’re introducing a holistic approach where financial freedom isn’t just about earning more or spending less. It’s about knowing your values, setting meaningful goals, and building habits that support a balanced and fulfilling life.

Our goal is to empower women with both the emotional resilience and the financial insight needed to navigate all of life’s seasons with confidence and clarity.

The Science Behind Our Approach

Flourish Financially is grounded in research-backed methodologies from positive psychology, coaching psychology, and financial psychology.

Our unique teaching, mentoring & coaching framework includes tools like:

  • Self-Compassion and Resilience-Building: Inspired by positive psychology, we help clients develop self-compassion and resilience to handle the emotional ups and downs of financial decision-making.
  • The CTFAR Model (Circumstances, Thoughts, Feelings, Actions, Results): This model provides a structured approach to understanding how our thoughts and feelings influence our financial behaviours and decisions. By addressing each part of this process, clients can reshape limiting beliefs and cultivate healthy, proactive financial habits.
  • Goal-Setting and Cognitive Behavioural Strategies: We guide women in setting achievable, values-aligned goals. Through mindfulness and cognitive behavioural techniques, clients can overcome financial stressors and approach their finances with confidence.

We believe that combining financial psychology with positive psychology creates a comprehensive approach to well-being.

Financial success isn’t just a destination; it’s a journey rooted in resilience, self-awareness, and adaptive behaviours.

The Path to Financial Empowerment for Women

Flourish Financially was created for women in transition—those adjusting to new career stages, family roles, or simply rethinking their financial goals. Financial health, in our approach, is part of a fulfilling life, and we’re here to provide the guidance, community, and tools necessary for sustainable change.

Join Us for the “Financially Unbreakable” Webinar on November 18th!

We are thrilled to invite you to a very special webinar, “Financially Unbreakable.” This event celebrates the launch of our signature Flourish Financially program and offers a deep dive into the concepts that drive our work.

In this transformative session, you’ll explore:

  • Your Money Scripts and Financial Personality: Recognize the beliefs that shape your financial life and identify patterns that might be holding you back.
  • The CTFAR Self-Coaching Model: Learn practical ways to transform limiting thoughts and take actionable steps toward financial health.
  • An Integrated Approach to Financial Psychology and Positive Coaching: Discover how resilience and self-awareness can empower your financial journey.

Join Us for a Future Rooted in Financial and Personal Resilience

Our goal is to help you create a life where your financial goals, values, and dreams all align. Whether you’re facing a new life chapter or simply want to deepen your financial resilience, join us in discovering what it means to truly flourish financially.

Sincerely Yours,

Dr Sophie

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Inspired by:

Klontz, B., Kahler, R., & Klontz, T. (2016). Facilitating financial health: Tools for financial planners, coaches, and therapists. The National Underwriter Company, USA. 2nd edition.

The Life Coach School. (n.d.). What is the Self Coaching Model?. Retrieved from https://www.thelifecoachschool.com/self-coaching-model-guide